Home owners who purchased their house through a local authority purchase scheme must get permission from the local authority to sell, re-mortgage or transfer their interest in the property for the first time.
Local authority mortgage holders who have paid their mortgage in full can apply to the local authority for a certificate to confirm that the property deeds have been transferred.
Local authorities assess applications for social housing based on housing need. Approved applicants are placed on the housing list which is reviewed each year.
Local authorities may offer housing welfare support to vulnerable tenants who may be in rent or mortgage arrears or experiencing difficulty with their tenancy or living conditions.
Local authorities provide information and advice about local authority mortgages such as repayments, interest charges, account statements and insurance.
Local authority mortgage holders who have paid their mortgage in full can apply to the local authority for a statement to confirm that the mortgage is paid.
Local authorities may apply to the courts to evict tenants or repossess properties where agreement on paying rent arrears or mortgage arrears is unsuccessful.
